Fintech Industry Trends

HSBC is rolling out RedCoin wallets to PayMe users, with plans to support tokenized investment subscriptions and expand into institutional uses.

BLOOM seeks to cut costs by helping financial institutions coordinate cross-border use of stablecoins and tokenized deposits.

The Irish AI mortgage platform will deploy across SPF's UK mortgage and protection workflows, with a broader rollout planned for 2027.

Toto Finance wants 22 million ADA from Cardano’s treasury to buy tokenized copper, and the metal would have to trade well above its all-time high for holders to get their money back.

Bitcoin Core says keeping certain vulnerabilities secret no longer offers much protection in the wake of AI-assisted bug hunting.

PayMe users will be able to activate a stablecoin wallet in-app in the coming days for peer-to-peer and peer-to-merchant payments.

The Dubai crypto exchange has launched US stock trading and is developing tokenised shares with Mantle, as it pursues a broader financial platform strategy.

LG CNS is set to integrate Chainlink's cross-chain, data, and orchestration infrastructure into its digital asset platform.

ValueChain's SoDEX platform has integrated Morpho's open credit network, letting users deposit USDC into curated vaults to earn on-chain lending yield.

Corporate credit data, analytics, and AI technology provider Cognitive Credit has closed a $40 million strategic growth investment led by Summit Partners with participation from ETFS Capital.

Senator Richard Blumenthal, the ranking Democrat on the investigations subcommittee, added a probe of the ex-White House crypto adviser to his list of crypto interests.

According to a Circle shareholder, the US president’s “corruption” through USD1 left the company unable to compete with stablecoins, harming USDC.

Lionel Messi’s ChatGPT ad has the AI teaching him chess on a board with kings and queens swapped, then suggesting an opening that loses in four moves on that board.

The new service aims to bring onchain trading data into institutional financial systems as tokenized stock markets expand and face growing scrutiny.

Andreessen Horowitz is renaming its crypto fund a16z Frontier and widening its scope to AI, autonomous machines and biology, saying the line between crypto and everyday tech has blurred.

SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today announced the launch of SoFi Earn (SOFIE), the first and only national bank-issued tokenized deposit for consumers.

Meta will hand shareholders a free non-voting share for every share they own in January, giving it a way to raise equity for AI spending without diluting Zuckerberg's 60.6% vote.

The venture investor behind early bets on Coinbase, Solana and Uniswap said is broadening its focus, joining other crypto investment firms looking beyond blockchain to artificial intelligence and tech themes.

The Animoca Brands-backed RWA marketplace has tokenised a portfolio of US residential real estate loans, targeting a 7% net APY from 1 USDC.

Brent crude hit a five-month high while Nvidia, Meta and chip stocks fell, pulling Asia's benchmark indexes down by up to 3.5% a week after South Korea's Kospi plunged 7.57%.

According to BlocksBridge, Bitcoin’s mining difficulty is rising despite the industry’s AI transition, with smaller operators potentially absorbing equipment abandoned by larger competitors.

According to the Central Bank of Ireland, Coinbase Ireland had agreed with the facts around the enforcement action and will be subject to fines and sanctions upon approval by a high court.

Roughly 60% of the reductions are expected in "support functions," including developers, as AI bolsters productivity, the bank said.

Bitcoin extended daily losses to 3% as US stocks came under pressure from President Donald Trump’s comments on Iran military action.

Las Vegas spent three days asking who carries the risk when money moves itself. On the last morning, the first federal stablecoin rule gave part of an answer.

Digital asset and stablecoin infrastructure provider Fireblocks says that reports that it is in talks to be acquired by Visa for $2.5 billion are "news to us".

Neoclouds like CoreWeave and Nebius rent Nvidia GPUs to AI labs, and several started out mining crypto. Here's how the AI cloud model works.

Major banks including Morgan Stanley, JPMorgan, Bank of America, and Citi are moving to restrict third-party AI agents that log in with customers’ credentials.

ESMA streamlines several Q&As as part of simplification efforts 22 October 2026 Market Abuse MiFID - Secondary Markets Short Selling Simplification and Burden Reduction The European Securities and Markets Authority (ESMA), the EU regulator and supervisor, has updated its…